justuseapp.com Review - Scam Detector (2023)

FAQs

What is a good scam detector score? ›

Low Risk (10 – 49): Low possibility of fraud, but may include false negatives (risk). Medium Risk (50 – 69): No strong indication of positive or negative outcome. High Risk (70 – 89): High possibility of fraud, but may include false positives. Very High Risk (90 – 99): Highest possibility of fraud.

According to Similarweb data of monthly visits, scam-detector.com's top competitor in March 2023 is scamadviser.com with 7.5M visits. scam-detector.com 2nd most similar site is islegitsite.com, with 1.1M visits in March 2023, and closing off the top 3 is scamfoo.com with 75.2K.

About us. News media platform educating consumers on how to avoid financial fraud in every industry, all around the world. Scam Detector has been featured on Fox, ABC 7, CNET, Global TV, CTV, Citytv, and Toronto Star. It currently has a bi-weekly guest segment on Dinner Television, aired on Citytv.

Overview. Scamadviser has a rating of 3.77 stars from 282 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Scamadviser most frequently mention help others, and many times. Scamadviser ranks 3rd among Consumer Protection sites.

Pearl.com has a rating of 2.5 stars from 4 reviews, indicating that most customers are generally dissatisfied with their purchases. Pearl.com ranks 59th among Question And Answer sites.

Fraud detection generally involves data analysis-based techniques. These techniques are broadly categorized as statistical data analysis techniques and artificial intelligence or AI-based techniques.

As no spam filter technology is 100% accurate, it's possible that some legitimate calls might get wrongly labeled as “scam likely”. However, this is rare. Therefore, if you decide to answer a scam likely call, use an abundance of caution. Also – not all scam numbers are picked up and flagged by the scam likely filter.

Younger adults reported losses to online shopping fraud – which often started with an ad on social media – far more often than any other fraud type, and most said they simply did not get the items they ordered. Younger adults were over four times more likely than older adults to report a loss on an investment scam.

What scam steals money if you answer the phone? ›

Vishing is a telephone scam in which criminals claim to be a person, a bank, an energy or gas company, or any other organization that would have a reason to contact you. Their aim is to steal personal or bank information or even to convince people to transfer money to scammers.

If there aren't any reviews on the site, you can run a Google search for “Is [website name/URL] real/a scam?” The Better Business Bureau's Scam Tracker website is also a great place to check for negative reviews about a company.

Check with the bank that supposedly issued the check to make sure it is real. Make sure you look up the phone number on the bank's official website and don't use the phone number printed on the check (that could be a phone number controlled and answered by the scam artist).

Use a URL checker

Google has its own version of a URL checker called Google Transparency Report. To check the safety of a link, all you have to do is safely copy the link and paste it into Google's URL checker.

Look at the uniform resource locator (URL) of the website.

A secure URL should begin with “https” rather than “http.” The “s” in “https” stands for secure, which indicates that the site is using a Secure Sockets Layer (SSL) Certificate.

IP tracing

An IP address can be used to trace the location of the scammer if the IP address is not hidden using a VPN or other means. There are a variety of ways to obtain someone's IP address.

Freshwater pearls are cheaper because they are easier to extract, making sea pearls more valued. Why? Sea pearls are larger, more beautiful in shape, luster, smoother surface and, of course, much more expensive than freshwater pearls.

If you're wondering whether or not the experts are trustworthy, the answer is that they should be. According to JustAnswer, “Experts must have recognized credentials in their fields, such as a professional license or years of experience working in a particular specialty.”

Deep sea diving pearls is probably the best way to make profit out of them gems. Experts usually say that the best way to make money out of pearls is not by investing in them, but rather investing in equipment needed in dive and hunt for them.

One of the most prevalent and successful online scams is phishing. This involves the scammer luring you into providing them with personal information, such as credit card numbers, Social Security numbers, or other sensitive information they can use to make purchases, steal your identity, or more.

Do banks track down fraudsters? ›

How Do Banks Investigate Fraud? Bank investigators will usually start with the transaction data and look for likely indicators of fraud. Time stamps, location data, IP addresses, and other elements can be used to prove whether or not the cardholder was involved in the transaction.

If you receive a spam robocall, the best thing to do is not answer. If you answer the call, your number is considered 'good' by the scammers, even if you don't necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud.

You May Have to Pay a Hefty Phone Bill

That's because many spam calls originate from high-cost international phone lines. If you accidentally call back or connect to one of these numbers, you'll be responsible for a hefty phone bill. And the scammer on the other end will make money off of you.

Both Android and iOS allow you to detect and block scam calls, no matter what carrier you have.

There are five area codes you should be wary of, according to Social Catfish: 268 (Antigua and Barbuda), 876 (Jamaica), 473 (Grenada and Carriacou), 649 (Turks and Caicos Islands) and 284 (British Virgin Islands).

This is why it's important to avoid answering calls from unknown callers. If you do accidentally answer, you should use extreme caution: If the caller or recording asks you to press a button or number to stop receiving calls, hang up immediately. If the caller asks you questions, do not respond.

The top 5 phone scam calls from the first half of 2022

Komando.com notes that “the top five subjects that these calls regularly relate to are auto warranty, social security number, credit card, IRS, and student loans.” Ultimately, scammers are trying to get you to reveal personal and private information.

Contact your bank immediately to let them know what's happened and ask if you can get a refund. Most banks should reimburse you if you've transferred money to someone because of a scam.

The estimated total pay for a SCAM is $61,012 per year in the United States area, with an average salary of $56,070 per year.

A civil claim, however, is different, and is the answer to the question, "Can you sue someone if they scam you?" because a victim has the legal right to pursue legal action if someone scammed them for money.

What is the number 1 scam state in the US? ›

In 2020, one-third of fraud reports included a financial loss. The state with the highest percentage is Delaware with 42% of fraud reports including a monetary loss. Five states tie for the lowest percentage (30%): Kansas, Alaska, Montana, New Hampshire and Nebraska.

Your phone number is an easy access point for scammers and identity thieves. Once they know your number, they can use it to send you phishing texts, trick you into installing malware and spyware, or use social engineering attacks to get you to hand over your personal identifying information (PII).

They accumulate your data through sources like warranty cards, online purchases, even searching for number online to build a more lucrative file to sell. Here are a few examples: “800”, “888”, and “900” numbers are another way for telemarketers to obtain your phone number.

Once the victim returns the call, the scammer can run a variety of scams, most commonly offering fraudulent tax relief services. The eavesdropping scam deploys both a new tactic (leaving non-descriptive voicemails to get a call back) and a new script (pretending to discuss the recipient).

With a community-based spam list that updates in real-time to fight robocalls, scams, and unwanted numbers, Truecaller is the only Live Caller ID & Spam Blocking app you'll ever need. ‣ Enter any number to lookup name and other contact info (Works for domestic and international numbers!)

Telltale signs of a malicious website

For example: The website automatically asks you to run software or download a file when you're not expecting to do so. The website tells you that your device is infected with malware or that your browser extensions or software are out-of-date.

What can someone do with a stolen check? Once they've intercepted your check, thieves might find a way to cash it for the amount written or change it to a larger amount. In some cases, they may use chemicals to alter the name of the payee, or the amount.

Any legitimate check issued by a bank has a check number. The check number appears at the top right-hand corner of the check. If the check does not have a check number, the check is fake. If it does have a check number, check the number against the number in the magnetic ink character recognition (MICR) line.

Remember: Just because the funds show up in your bank account does not mean the check is legitimate. ✅ Take action: If scammers have access to your personal information, they could steal your identity and empty your bank accounts.

What if I accidentally clicked on a suspicious link? ›

Change Passwords: Hackers can access your credentials via phishing links, so if you think you clicked on one, changing your online passwords, particularly to things like bank accounts, is essential to avoid further damage.

If you don't want to interact with the suspicious webpage and instead just quickly want to see what it is, the easiest and safest way to open the link is probably by using an online screen capturing service for websites (e.g., https://www.screenshotmachine.com or https://screenshot.guru).

You can spot a suspicious link if the destination address doesn't match the context of the rest of the email. For example, if you receive an email from Netflix, you would expect the link to direct you towards an address that begins 'netflix.com'.

A secure website's URL should begin with “https” rather than “http”. The “s” at the end of “http” stands for secure and is using an SSL (Secure Sockets Layer) connection. Your information will be encrypted before being sent to a server. Be sure to click on the “lock” icon to verify that a website is trustworthy.

The best indicator that a website is reliable is the presence of an SSL certificate. This ensures that all data transferred between the user and the website is encrypted, providing an extra layer of security.

If scammers have access to your phone number, they could potentially use it to hack into your online accounts — including your email, social media, and even your bank account.

Law enforcement will obtain a search warrant from a judge authorizing them to search for and seize evidence related to the online scam. This may include computers, cell phones, bank records and other documents. Another common way the federal government gathers evidence is through subpoenas.

If you have fallen victim to a scam, your local police department should be able to help along with the resources mentioned above. It is generally best to file a police report on a scammer, reach out to your bank, and file a complaint with the appropriate federal agency as soon as possible after you have been scammed.

While the white pearls are also priced by jewelers, the gold pearl variety is the most coveted color. The gold South sea pearl's color can range from creamy white to deep gold, and the darker the color, the more expensive it becomes.

Are black pearls valuable? ›

Quick Summary: Tahitian pearls, also known as black pearls are incredibly valuable. Even those of lowest quality can be found for $200 per pearl. The highest quality pearls are available for thousands of dollars. Alternatively, you want to start collecting jewelry or gems.

How Much Are Real Pearls Worth? A traditional strand of white pearls can range from $100 (Freshwater pearl necklace) to $10,000 (Akoya pearl necklace). A strand of large, flawless South Sea pearls could even be valued as high as $100,000+ .

As a new expert, you'll earn 20% of whatever the user pays. Over time, though, with enough consistently high ratings, you can work your way up to 50% of the fee. JustAnswer pays via PayPal, and you need at least $20 in your account before you can withdraw the funds.

How Much Does JustAnswer Cost? The monthly membership fee varies depending on how you sign up for Just Answer. Some links will take you to a $1 first-question trial before charging $46-$55 monthly while others offer a $1 weeklong trial.

Fine quality freshwater pearls can fetch between $65 and $5,000, or more in certain cases. Natural saltwater pearls are grown in Pinctada radiata and Pinctada margaritifera oysters in the Arabian Gulf and are incredibly rare and sought-after. Their values can vary widely between $500 and $2,000 or more per pearl!

Much like oyster pearls, clam pearls' prices depend on quality, size, type, and color. A clam pearl can range from $300 to $1,500, depending on the quality. For instance, a natural clam pearl of 8.84 Ct. is currently $2,000 on the market.

The susceptibility to scams scale is a 5-item self report measure in which participants rated their agreement using a 7-point Likert scale (strongly agree to strongly disagree) for the following statements: I answer the phone whenever it rings, even if I do not know who is calling.

It involves evaluating transaction data, identifying any fraud indicators that are present, and assigning a point value to each one. The points are tallied up into a final score that determines whether the transaction should be accepted, rejected, or held for manual review.

If you get a call that's labeled Spam Risk, odds are good that it's from one of these callers and can be safely ignored. Spam Risk warnings are not always 100% accurate, though, and sometimes a valid phone call can be accidentally flagged as spam.

#3 - 97% of people cannot identify a phishing scam

While there is no foolproof way to avoid phishing attacks, they can certainly be mitigated by knowing what to look for!

How do I reduce scam likely calls? ›

By default, a score of 65 or above indicates elevated risk, while a score of 75 or above indicates high risk.

Credit Scored reports: The objective of the Experian Credit Ranking Score (Intelliscore Plus^SM) is to predict seriously derogatory payment behavior. Scores range from 1 to 100 where 1 represents a high risk and 100 represents a low risk.

What the Payment Instrument (PI) Risk Score means? The PI Risk Score is a number that predicts the likelihood that a consumer will pay their bill on time, pay back a loan, or other credit obligations, in a timely fashion. The higher the score, the lower the risk.

If you receive a spam robocall, the best thing to do is not answer. If you answer the call, your number is considered 'good' by the scammers, even if you don't necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud.

Much like how you would clear your spam email folder instead of opening spam emails (to avoid encouraging the senders), you should avoid answering calls marked “Spam Risk.” Answering a spam call causes more trouble than it's worth, so hit that decline button when you see “Spam Risk” on your screen!

The Quick Answer

If you see “Spam Risk” on your iPhone or Android Caller ID screen when you receive an incoming call, it means that your mobile carrier has already automatically detected that the call is likely from a fraudulent or deceptive source. In general, that means you should ignore the call and not answer it.